What credit score do i need to get approval for a home loan?

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What credit score do i need to get approval for a home loan?

i don't have horrible credit but its not that far away to be good what is a good credit score to buy a house?

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18 Responses to “What credit score do i need to get approval for a home loan?”

  1. admin Says:
    When applying for a mortgage loan, your credit score plays a huge role. Thus, many people choose to establish a good credit history before applying for a mortgage. Having a low credit score will not necessarily prevent you from getting a mortgage. Likewise, it's possible to get a mortgage with no credit history. Before applying for a no FICO score home loan, it is important to understand how these loans work, and how to qualify. Do some research first before applying.
  2. admin Says:
    The best part about a bad credit home loan is that it provides a good opportunity to people who have a poor credit score and makes it possible for them to secure loans and own a house. By making regular payments on time, your credit score can improve which can even help you to choose refinancing schemes with lower monthly repayments. However, on the downside if you have a bad credit rating, you may be required to pay a higher rate of interest as compared to people who have excellent credit ratings.

    http://www.worldbestloans.com/homeloans.htm

    If you have poor credit, the amount of money which is to be repaid every month also increases which can put increasing burden on you as a borrower. As a result, a home buyer with poor credit may have to opt for a cheaper and affordable home to reduce the debt burden and sacrifice his or her personal desire of owning a lavish and expensive home.

  3. admin Says:
    Hey I know a lot of people go to the banks for Home Loans, but my sister has her own Wholesale loan company, has been around for years, and always gets my friends and families the lowest rates and the best part is she is honest about it and tells you exactly how it will look, etc. Her name is Liz Friedman and her email is Liz_Friedman_Inc@Yahoo.Com and if anyone has any questions she can help you.
  4. admin Says:
    Hello i am Kelly Smith,the C.E.O of Kelly Smith Finance Monitory Firm,i am Legitimate and Reputable money Lender. We offer help to company that need financial assistance.We also loan funds out to individuals in need of financial assistance,that have a bad credit or in need of money to pay off bills,to invest on business. I want to use this medium to inform you that we render reliable and beneficiary assistance, as I'll be glad to offer you a loan. Services Rendered include,
    *Debt Consolidation
    *Business Loans
    *Personal Loans
    Please write back if interested.
    Upon Response, you'll be mailed a Loan application form to fill. (No social
    security and no credit check, 100% Guaranteed!) I Look forward to do
    business with you.
    Regards.
    Mr Kelly Smith ( C.E.O )
    Contact mail………kellysmith51@yahoo.com
    if interested, please get back to us immediately.
  5. admin Says:
    am Mr William by name, the M D of William loans Venture , i am a Reputable, Legitimate & an accredited money Lender.I give out loans to individuals and companies in need of financial assistance.Do you have a bad credit or are you in need of money to pay bills? You can use this medium to solve all your problems as i render reliable beneficiary assistance and will be glad to offer you a loan at low interest rate. Services Rendered include: *Refinance *Home Improvement Inventor Loans Auto Loans *Debt Consolidation *Horse Loans *Line of Credit *Second Mortgage *Business Loans *Personal Loans *International Loans Please write back if interested. Upon Response, you'll be mailed a Loan application form to fill. (No social security and no credit check, 100% Guaranteed!) I Look forward permitting me to be of service to you. You reach us viae-mail:william.kelly33@yahoo.com
  6. admin Says:
    Hello Good Day,
    I saw your question I have decided to help people out due to the fact that I myself have been scammed three times by three lenders in my search for a loan but at last I got a reliable lender. That gave me the loan ($56,000 USD) that I was in dire need off. Hence I decided that I will refer anybody I come across to this God sent lender he is reliable and his terms are fair. You can reach him via his email address: stevedavidsonloan32@yahoo.com, Please tell him that Pastor Mrs. Sonia smith from New York. USA. I have search for a legit lender until I got him and I decided to help my fellow humans with this because there are a lot of fake lenders out there and I do not want any body to fall a prey to those hoodlums out there please reach him and tell him that I referred you to him.
  7. admin Says:
    Hello Every body,

    I live in the US and i really have never seen goodness shown to me this much in my life as i am a struggling mum with three kids and i have been going through really rough times in my life and my name is Mrs Kate Morgan and in all this hard times, a worse incident occured in my life as i lost my job which was my only means of survival and things became really bad as i had bills to pay and my last son suffered a knee injury incurred when he fell from a tree house and the doctors informed me that he needed a surgical operation for his knee so he could walk again and at this point, life was useless to me as i have no family and no one to run to and each night, i will sit down and cry till the break of dun until one day, i read an advert on yahoo answers of a man that stated that he could help people in my shoes with loans and in my desperate situation, i had no choice but i had to try and so shocking and suprising, it was like an impossibility becoming a reality, i got a loan of $60,000 USD even with my bad credit within 48 hours and my sons surgery was done and thank GOD it was successful and now, i am okay and living in comfort with my kids and i said to my self, i have never ever seen this kind of wonder in my life and i decided i will tell it to the whole wild world and i need every one to thank GOD for Mr.Philip Santos,the man GOD used to rescue me and my family even when all hope had been lost and gone and i will say to every one, no matter how dark and sinful the world is today, there are still GOD fearing and reliable people on earth and if you are in my former situation or require a loan legitimately, i will advice you contact this loan lender and you can reach him via philipsantosloanfirm01@live.com and i want you all to pray for this man for me.

    Best Regards,
    Mrs. Kate Morgan.

  8. admin Says:
    Hello everyone,
    My name is Mrs. Rose Smith and i am talking as the happiest person in the whole wild world today and i told my self that any lender that rescue my family from our poor situation, i will tell the name to the whole wild world and i am so happy to say that my family is back for good because i was in need a loan of $68,000 USD to start my life all over as i am a single mum with 2 kids and the whole world seemed like it was hanging on me until I met the GOD sent loan lender that changed my life and that of my family, a GOD fearing lender, Mr. Christ Felix of Christ Felix loan Financial Incorporated, he was the Savior GOD sent to rescue my family and at first i thought it was not going to be possible until i received my loan of $68,000 USD and i will advise any one who is in genuine need of a loan to contact Mr. Christ Felix via email christfelix79@yahoo.com because he is the most understanding and kind hearted lender

    I'm posting this message everyday on yahoo answer; in order to express my everlasting gratitude to Mr. Christ Felix
    Please i need you all to pray for this man for me.

  9. admin Says:
    Hello my dear Cedric.

    In regards to your loan inquiry, i can help you but i give out loan at a minimum loan amount of $5,000 USD to a maximum of $2,000,000 USD and security increment, You are required to send any valid identity of yours along with a designated bank account informations that will be required in transfer of your loan funds to you within 24 banking hours after being met with all necessary requirements. The terms and condition depends on the loan amount you required. I give out loan at 3% interest rate to bodies in dire need of a loan, and that are capable of the loan repayment at the due time of repayment without troubles that may lead to intrussion of my attornies. The loan funds is transfered to you via Bank to Bank Transfer or By Bank Certified Cheque.
    We want to welcome you as one of our esteemed customers and we assure you that we would give you the best of our services. Note also that all your information will be strictly kept confidential in our data base, hence they cannot be compromise. Below is our Application Form which you are required to fill and send back to us via email in order for the loan repayment schedule to be processed..

    ALEX BROWN HOME OF LENDING

    Loan amount: Currency:
    Period: Please select… 1234567891011121314151617181920212223242… 25+ years
    Purpose: Please Select… Debt Consolidation Holiday Home Improvement Other Wedding Car
    Employment status: Please Select… Employed Homemaker Other Retired Self-employed Unemployed
    Are you a homeowner? Yes No

    2. About You
    Title
    Mr Mrs Ms
    Name:

    Surname

    Address (1st line)

    Country

    Postcode

    Telephone

    Work/Mobile Phone

    Email address

    DOB
    1234567891011121314151617181920212223242… Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec 1991199019891988198719861985198419831982…

    Credit Rating: Good Fair Poor
    Within 12 months, have you (or 2nd applicant) missed loan
    repayments, declared bankruptcy or had a CCJ or IVA?If yes – we can still help.
    Yes No
    • An IVA is an Individual Voluntary Arrangement, this is an arrangement that allows someone who is unable to pay their debts to continue in business so they can pay off the debts without being made bankrupt.
    • A CCJ is a County Court Judgement, this could be issued against you if you owe someone money and have been unable to pay.
    Save time and money. Let us do the work for you and put you in touch with a broker who can give you a quote based on your personal circumstances.
    Would you like to receive a call?
    Yes No
    All reply should be forwarded to the email add. .alexbrown_loans@yahoo.com
    Contact Phone:+2348067222383

  10. admin Says:
    Hello my dear do not full prey to those hoodlums at they that call them self money lender they are all scam , all they want is your money and you well not hear from them again they have done it to me twice before I met Mr. Brown Wilson the most interesting part of it is that my loan was transfer to me within 74hours so I well advice you to contact Mr. Brown if you are interested in getting loan and you are sure you can pay him back on time you can contact him via email brownwilsonloan4@live.com
    They offer all kind of categories of loan they

    Short term loan (5_10years)

    Long term loan (20_40)

    Media term loan(10_20)

    They offer loan like

    Home loan!!!!!!!!!!!

    Business loan!!!!!!!!

    Debt loan!!!!!!!!

    Student loan!!!!!!!!

    Business start up loan

    Business loan

    Company loan<<<<<<<<<< etc

    When it comes to financial crisis and loan then brown Wilson loan financial is the place to go please just tell him I Mrs. jenny Wilson direct you Good Luck>>>>>>>>>>

  11. admin Says:
    Dear Friend,i am Mrs.Jones.I quite understand your situation,but would ask that you take your time and secure a loan.As for me i was in a similar situation some years back.I am widow with 3 kids and was stuck in a finacial situation that i was fixed and needed refinace behind bills.I tried seeking loan from various loan firms both private and corporate but couldnt but as God would have it,i was introduced to a man of God a private loan lender,by the name Peterson Rooney,who gave me a loan of $28,000 USD and today am a business owner and my kids are doing well the last in college.
    So dear,if you must conatct any body or firm with reference to securing a loan with low interest rate and better repayment plans and schedule,please contact Peterson Rooney via his private email: petersonfinancialservice@gmail.com
    Be a part of this life testimony which has inpacted my life by this great man.
    Mrs.Jones
    LA
    petersonfinancialservice@gmail.com
  12. admin Says:
    Hello I am JOHN GONNY I live in ALABAMA USA I saw your question and I decide to give you advise because is not easy getting a loan online there are scam who pretend to be lender but they are not,some time a go I needed money to buy a car and I decide to apply online but just can found one but someone answer my question on yahoo answer and directed me to erivanjonkerfirm_lender@yahoo.com then I decide to give them a try to my greatest surprise I was give the loan with 2% interest rate and monthly installation repayment,I will advise you contact them now and smile home.
  13. admin Says:
    I applied and was approved for one of your loans yesterday and I wanted to write and tell you about my experience. My loan agent, Mark M. was amazing! He handled everything very professionally and quickly. He was extremely patient, helpful and very courteous at ALL TIMES. There was NO STRESS or pressure what so ever. He walked us through the whole procedure and made sure we understood each step before moving on to the next one. I ended up having to call him back with a correction and he took care of it immediately. He was just a true joy and I just can't say enough. I hope you will give him the recognition he so deserves because it has been a very long time since I have had wonderful service like this! This was a totally stress free and wonderful experience! here is there email, mark_maxine700@yahoo.com Thank you Mark!!

    Yours Truly,

    T Matthews Sr.

  14. admin Says:
    shongleeloan firm is a fully registered loan lender,we give out loan to all in need of help.Are you looking for money to pay bills? we want you to know that we can help you with a loan, and we will be glad to offer you a loan.Loan offer ranges from $1,000 to $5,000,000 My name is mrs ANDREAS AUTRESs from shonglee loan firm. I have been arranging loans in for many years. I am able to arrange better loans for my clients. Working with me will be close and personal. Apply today and have your loan in three working days I have reviewed your initial request and I am very confident that I can arrange the loan you need for you.Interested persons should contact us for more informations via:shongleeloanfirm@hotmail.com
    BORROWER'S INFORMATION
    Full Name………..
    Country………….
    Amount Needed…………..
    Duration……………
    Telephone……………..

    Thanks,

  15. admin Says:
    WE ARE A FINANCIAL COMPANY THAT RENDER LOAN SERVICES…..

    I am Mr. Henry Smith(CEO) of Smith Loans Firm Company; we offer all kinds of loans with different currencies,

    I’m a registered and accredited loan lender that give out loan to loan seeker at the below loan interest rate, interested person should contact us with our company e-mail below,

    We offer loans at low interest rate of 2% just to help you with the loan; our services are flexible, within a short period of time your loan will be infected to your bank account,

    You can contact us with our company e-mail address below,

    We await your contact…..

    Henry Smith(CEO)

    Smith Loans Firm Company E-mail: smithloansfirm23@yahoo.com Contact us via e-mail….

    Thanks for your patronage

  16. admin Says:
    PETTI MICRO FINANCE INT. (LOAN OFFER AT 5% INTEREST RATE) We offer Loans to individuals, Firms and cooperate bodies at 5% interest rate per annual, The Minimum amount you can borrow is $2,000.00 US Dollars to Maximum of $10.Million. Please, provide the following:
    1. Name Of Applicant:…….
    2. Age:………………….
    3. Location:……………..
    4. Amount Needed……..
    5. Duration:……………..
    6. Phone Number………….
    7. Fax Number……………
    8. Address……………
    9. Occupation:……………
    10.Country:………………..
    11.State:………………………
    12.City:………………………
    13.Post Code:…………………….
    14.Monthly Payment:
    You can contact me today if you are interested in getting a loan in
    this company, contact me for more information about the loan process,
    process like the loan terms and conditions and how the loan will be
    transferred to you. I need your urgent response if you are
    interested.
    Contact Email:Email:frank_petti59@yahoo.com Sincerely,
    Mr.Petti,
  17. admin Says:
    Usually about 720 or higher.
  18. admin Says:
    http://loan-guides.net/home-loan – Will help you in getting this loan.

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